Products and Services


  • Own Damage (OD)
    Covers vehicle replacement or repair cost due to covered accident.
  • Theft
    Protects again loss of the whole insured vehicle or theft or declared accessories.
  • Compulsary Third Party Liability (CTPL)
    Protects again loss of the whole insured vehicle or theft or declared accessories.
  • Third Party Bodily Injury (BI)
    Covers legal liability due to bodily injury or death in excess of CTPL cover
  • Third Party Property Damage (PD)
    Provides cover for legal liability resulting from damage to property of third party caused by insured vehicle.
  • Acts of God
    Covers dames against forces of the nature such as typhoon, flood,earthquake or other convulsion of nature.
  • Auto Passenger Personal Accident
    Protects driver and passenger of insured vehicle against injury of death from vehicular accident.

Competitive Auto Insurance Package
  • Affordable Premium
  • Payment terms up to 3 months
  • Free One Card Membership (Get 10% Off discount on service repair and 5% Off on Genuine parts and Accessories)
  • Fixed Deductible (P2,000 for Sedan or 3,000 for SUV, Van, Pick-up)
  • Zero Deductible(Selected Insurance)
  • Free 24hr Emergency Roadside Assistance for private vehicles below 8 years
  • Free personal Accident Insurance
  • Free Item(while supplies last)

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What maybe insured under fire insurance?

  1. BUILDING
  2. CONTENTS
    Household furniture, fixtures, appliances and equipment, clothing, personal possession(excluding cash, jewelry), interior decorations or improvements. Due to:
    • FIRE AND LIGHTNING
    • EARTHQUAKE
    • FLOOD
    • TYPHOON
    • OTHERS (Strike, Riots & Civil Commotions, Robbery, Vehicle Impact, Smoke)

FIRE PACKAGES
  • Residential House
  • Condominiums
  • Townhouse
  • Apartment
  • Commercial Establishments

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It covers the insured's cost and losses and reduce the risk associated with unexpected events incurred while travelling domestically or abroad.
COVERAGE

Pesronal Assistance

  • Medical Expences & Hospitalization(including follow-up treatment)
  • Personal Accident
  • Transport or Repatriation
  • Emergency Dental
  • Repatriation of Family Member Travelling with Insurance
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Travel of One Immediate Family Member(Compassionate visit)
  • Relay of urgent messages
  • Advance of Bail Bond
  • Advance Money
  • Trip cancellation
  • Trip Curtailment
  • Child Guard
  • Lost of Passport, Driver's License. National ID Abroad

Personal Assistance

  • Cahless
  • Coverage start and ends in 3 hours before departure and after arrival
  • Shorter day bands
  • Includes follow up treatments

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CONSTRUCTION BOND
SURETY BOND

Surety Bond is a contract between three parties:

BID BOND

It is a proof of guarantee to the project owner that you are capable to comply and have financial credentials necessary to accomplish and take on the project as laid out in the contract.

PERFORMANCE BOND

It is written guaranty that ensures payment of a sum(not exceeding a stated maximum) of money in case the contractor fails in the full performance of the contract. It is usually issued by bank or insurance company, both of which act a Surety.

GUARANTY WORKMANSHIP BOND

It guarantees the correction of defects which may be found in the materials and workmanship used, within one year from acceptance or during the warranty period specified in the project.

JUDICIAL BOND
HEIR'S BOND

It guarantees the payment of all claims that may be filed by any compulsory heir or any person who has been unduly deprive of his participation in the property of deceased. An "heir" is a person entitled to inherit the deceased, either by virtue of a will and testament or by operation of law or both.

REPLEVIN BOND

Its purpose is to guarantee that the plaintiff (principal), will return the property to the defendant(oblige) if case is ruled in the defendant's favor.

SUPERSEDEAS BOND

It is required in a court of law when a defendant wants to appeal a ruling to higher court, while delaying the payment of a judgement. The purpose of a Supersedeas Bond is to hold the defendant liable for court costs should their appeal be unsuccessful. If the higher court upholds the lower court's decision, the Appeal Bond guarantees the defendant will pay the judgement, interest,court cost, and attorney fees.


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CONTRACTOR ALL RISK (CARI)

An insurance against loss or damage of the contract works, Construction Plant, Equipment and/or Machinery for all types of building, building renovation works and civil engineering projects during construction. It also insures against liability to third parties resulting from the construction activities.

Who can be insured?
  • Main Contractor
  • Sub Contractor
  • Principal or Owner
What is the period of cover?

From commencement of work to turnover


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COMPREHENSIVE GENERAL LIABILITY (CGL)

It provides coverage to a business for bodily injury, personal injury and property damage caused by the business operations, products, or injury that occurs on the business premises. Commercial general liability is considered comprehensive business insurance, though it does not cover all risk a business may face.


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KASAMBAHAY Insurance

Proteksyong abot kaya, sa halagang P100 pesos kada taon!

Benefits
Option1Option 2
Accident Death & DismembermentP50,000P50,000
Unprovoked Murder & AssaultP15,000-P30,000
Accidental Medical Expense ReimbursementP2,500P5,000
Fire Insurance of personal belongingsP2,500P5,000
MEDIPHONEN/A24/7 (Medical Advice)

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Mediphone is a telephone service which offers clinical guidance and medical advice 24hrs a day providing medical support for matters relating to the health of the customer and theie eligible family members.


SERVICE INCLUDE:

Advice on:

  • Elderly care
  • Chronic Illnesses
  • Drug dependency treatments
  • Baby care and maternaty orientation
  • Different physician's specialties
  • Hygiene and dietary concerns.

Information about:

  • Means and ways of patient's repatriation
  • Prescriptions: Reactions to medicines, side effects, contraindications, etc.
  • Nearest open drugstore or public/private emergency services(hospitals)
  • Diagnostic tests' interpretation

Healthy Tips
Guidance on cardiovascular Diseases
Medical Directory Assistance Service
Medical Service Provider Referral
Question on the Evolution of Different Treatments
Smoke-out Therapies


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